A financial expert, Godwin David Akhamere has highlighted how Nigeria can build a resilient financial system, stressing that every credit approval should be supported by deep analytics while banks adopt cross sector collaboration.

Akhamere also underscored the importance of global partnerships, adding that no financial system thrives in isolation.

"Partnerships with international banks, development agencies, and fintech ecosystems can bring capital, technology, and know-how. At Citi, I've seen firsthand how cross-border collaboration strengthens resilience and expands opportunity. For Nigeria, partnerships with U.S. and European institutions can help transfer best practices, while regional collaboration within Africa can unlock the scale needed for innovation to succeed," he said.

He said if financial institutions harness technology to expand safe credit access, Nigeria would see an explosion of entrepreneurial growth.

"But it must be managed carefully. Without stronger risk frameworks, rapid expansion could create bubbles. The future of Nigeria's economy depends on whether innovation is matched with discipline in risk management," he added.

Akhamere, a finance professional with experience at global institutions like Citi and Philips North America, said for Nigeria, a digital currency could improve payment efficiency, reduce transaction costs, and enhance monetary policy transmission.

He, however, said the country's priority should be designing a central bank digital currency (CBDC) that increases inclusion while protecting against risks such as over-concentration of data and vulnerability to systemic shocks

The financial exemption advised Nigeria's young finance professionals to build a foundation of technical skills, analytics, financial modelling, risk management and learn from different markets and seek out opportunities to engage with international best practices.